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One in three Canadian credit card holders carry a balance as financial pressures mount: Vividata

Mario Toneguzzi -
58 per cent say they have less disposable income than before.

Cautious holiday spending softens typical January credit card delinquency spike: Equifax Canada

Mario Toneguzzi -
Total consumer debt climbed to $2.65 trillion in Q4 2025, a 3.13 per cent increase year-over-year, driven by a $50.26 billion rise in mortgage balances and a 4.50 per cent jump year-over-year in non-mortgage debt.

New survey finds Canadians struggle to understand credit card terms as hidden fees disrupt budgeting: Affirm

Mario Toneguzzi -
A new Affirm survey shows most Canadians find credit card terms confusing, with hidden fees derailing budgets for 59% of users and growing calls for clearer payment options.

Canada hits $12.2T in payments as credit card use rises

Mario Toneguzzi -
Payments Canada reports $12.2T in 2024 transactions with digital and contactless methods dominating as credit cards make up one-third of all payments.

Canada’s Most Popular Credit Cards Revealed in Study

Maya Johnson -
A new survey highlights Canada's most popular credit cards, with PC® Mastercard® and Canadian Tire Triangle Mastercard leading in consumer preference.

Credit card debt among insolvent debtors surges 26% in 2024

Mario Toneguzzi -
The average insolvent debtor now owes $60,678 in total unsecured debt, an increase of 12.2% from 2023.
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