Equifax Canada

The findings point to growing financial pressure among some households, with 40 per cent of respondents saying they are spending more overall than they were a year ago, compared with 18 per cent who are spending less.

Retail risk is moving beyond merchandise theft as organized crime, violence, cyberattacks, fraud and data failures reshape store operations, customer experience and investment decisions across Canada. Retail Insider’s Q2 2026 report examines the widening mandate for loss prevention.

In Q2 2025, close to 1.4 million Canadians missed a credit payment — 7,000 fewer than last quarter – but still 118,000 more than a year ago, said Equifax.

Total consumer debt in Canada reached $2.56 trillion at the end of 2024, a 4.6 per cent increase over 2023, says Equifax.