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Equifax

First-party fraud rises amidst economic pressures: Equifax

Mario Toneguzzi -
First party fraud rates across Canada rose 31 per cent year-over-year between Q4 2024 and Q4 2025.

Cautious holiday spending softens typical January credit card delinquency spike: Equifax Canada

Mario Toneguzzi -
Total consumer debt climbed to $2.65 trillion in Q4 2025, a 3.13 per cent increase year-over-year, driven by a $50.26 billion rise in mortgage balances and a 4.50 per cent jump year-over-year in non-mortgage debt.

Despite rate cuts and business optimism, credit challenges persist for small business: Equifax

Mario Toneguzzi -
"Strong holiday demand can give businesses the momentum they need to start 2026 on firmer ground, but elevated debt levels mean the margin for error remains thin."

Number of Canadians missing credit card payments soaring: Equifax

Mario Toneguzzi -
1.45 million consumers in Canada missed a credit payment in Q3, more than 46,000 higher than in Q2.

Rising costs, tight credit challenge Canadian businesses: Equifax report

Mario Toneguzzi -
An Equifax Canada survey finds small business owners facing rising costs and credit concerns as wages, demand and debt weigh on profitability.

Small businesses struggle as delinquencies stay high, trade uncertainty adds to pressures: Equifax

Mario Toneguzzi -
Pullback in consumer spending is impacting businesses that rely on discretionary spending, says Equifax.

1.4 Million consumers missed a credit payment while spending dips to 3-year low: Equifax

Mario Toneguzzi -
Total consumer debt was $2.55T at the end of Q1, up four per cent year-over-year, according to Equifax

Retail sector under pressure during key holiday season: Equifax

Mario Toneguzzi -
Equifax says small businesses face an uphill battle this holiday season.

Retail industry undergoing financial stress: Equifax

Mario Toneguzzi -
The slowdown in consumer credit card spending and increased missed credit payments may have a direct impact on retail businesses as we enter the holiday season

Canadian Consumer Debt Hits $2.5 Trillion as Credit Card Balances Soar

Retail Insider -
Consumer debt in Canada reaches a signifiant number with credit card balances hitting a 17-year high amid economic pressures.

Canadian Businesses Grapple with Financial Stress, Loan Demands and Delinquencies [Equifax Report]

Mario Toneguzzi -
Equifax notes a correlation between interest rate hikes and delinquencies, among other concerning trends.

Canadian Businesses Grapple with Soaring Insolvencies as CEBA Loan Repayments Take Toll: Equifax Reports

Mario Toneguzzi -
It's a perfect storm for disaster with high interest rates, increasing costs and other financial obligations impacting retailers, with insolvencies surging 30% over 2019.
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FEATURES ON RETAIL INSIDER

Läderach Unveils New Boutique on Toronto’s Bloor Street

Craig Patterson -
Läderach has opened a new boutique on Bloor Street, marking the Swiss chocolatier’s first Canadian street-front location. A national expansion will see more Vancouver locations before moving into Alberta.

King Living opens flagship Toronto showroom

Craig Patterson -
Australian brand King Living opens a 12,000-sq-ft Toronto showroom in the Castlefield Design District, offering modular furniture, design services, and a gallery-like retail experience.

The Kenrick Hotel Banff Unveils Major Luxury Renovation

Craig Patterson -
The Kenrick Hotel in Banff reopens after a multi-phase luxury renovation by BUILD IT, offering upgraded suites, spa, dining, and event spaces.

Jollibee to Open 100 Canadian Locations in 5 Years

Unique Retailer ‘Hodge Podge Toys’ Relocates for Growth

BRIEF: Old Navy Announces 3 Stores, SSENSE to Unveil 5-Storey Flagship

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