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personal finances

Cautious holiday spending softens typical January credit card delinquency spike: Equifax Canada

Mario Toneguzzi -
Total consumer debt climbed to $2.65 trillion in Q4 2025, a 3.13 per cent increase year-over-year, driven by a $50.26 billion rise in mortgage balances and a 4.50 per cent jump year-over-year in non-mortgage debt.

Over 1 in 4 Canadians live in a household experiencing financial difficulties: Statistics Canada

Mario Toneguzzi -
People living in rented dwellings remained more likely to experience household financial difficulties (37.0%) than those living in a dwelling owned by a household member (23.6%).
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